Finding Wisconsin Lake Home

By A. Kim

The state of Wisconsin has a total of 15,000 natural and manmade lakes. Each one offers a wide variety of Wisconsin lake homes for you to select from. Certainly you may be spoilt for choice when deciding where your ideal home is going to be situated. But one of the first things you need to decide is whether you want to be in the heart of everything or away from it all. Below we look at a few of the lakes where one can purchase a Wisconsin lake home today.

Lake Michigan - Is one of largest and around 12 million people inhabit the 1,600 miles of shore line. The properties here are among the most expensive and can be found in the cities of Milwaukee, Appleton and Green Bay. Wisconsin lake homes or cottages in these cities are sometimes sold in excess of $3 million.

Lake Winnebago - This is the largest freshwater lake in Wisconsin as well as being the third largest in the USA. The main cities are Fond du Lac, Neenah, Menasha and Oshkosh and each of these offer a wide array of properties for sale. Even though the costs of homes on this lake are considerably less than at Lake Michigan you can still expect to pay well over $1 million for some.

Lake Pepin - Certainly if you are looking for inexpensive property then this is one of the lakes worth considering. The lake covers only an area of 40 square miles and isn't very deep, with the maximum depth reaching 18 feet. Being a very quiet area some of the Wisconsin lake homes found here are being sold for as little as $80,000 however they are generally priced at around $300,000.

Lake Pentenwell - Although the second biggest of all the lakes to be found in the state of Wisconsin, covering a total of 24,000 acres properties here are relatively inexpensive. There are many small towns and villages located around its shoreline and prices of properties for sale here can be as much as $260,000.

Lake Chippewa - Another one of the large lakes in Wisconsin which covers an area totaling 15,000 acres and situated in the states Northwood's. Most properties on the lakes shoreline are available for sale in Hayward and you can expect to pay anything from $300,000 to $1.5 million for one.

Big Green Lake - This is the deepest lake of all in Wisconsin and goes down to a depth of 237 feet in some parts. The properties that are situated around its shoreline are highly sought after because the fishing here is very spectacular. In fact the prices of Wisconsin lake homes here range from between $700,000 and $2 million.

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Tips on Selling Los Angeles CA Home

By A. Kim

Whether you are selling a home in Los Angeles, CA or elsewhere this can prove to be a very daunting task. The process of selling can be very frustrating and this is the reason why so many people choose to employ a professional when trying to sell their Los Angeles, CA home instead of doing it themselves.

If, however, you do intend to use the services of a realtor to sell your home you need to look closely at what they charge for doing so. There are a number who provide their services under a flat fee arrangement, whilst others will charge a commission.

If you are going to pay a realtor a commission on sale of the property then you need to be aware that what they charge will differ from one realtor to the next. Although in most cases they generally charge a commission fee of 5% of the house sale which is then divided between the listing and selling broker equally.

However, as you will find with any commission based business the level of service each realtor offers differs as well. Although most of those who provide a high level of service will charge a high commission fee, this is not always the case.

There are plenty of adverts around today from realtors who state that they charge a commission fee of 2.5% on the sale of a home. However, if you are not careful and don't read through the advert properly you may find yourself with some unexpected surprises. Generally in the fine print is where you will find the fee charged by the listing broker for selling your property.

Although most realtors will offer a set commission rate don't be afraid to discuss be afraid to negotiate over these. Sometimes you may not require every service that they offer so you can try to actually negotiate them down on their costs prior to you signing any agreement with them.

Plus don't just go with the first realtor you come across, but actually speak with several before you decide which one you want to sell your Los Angeles, CA home for you. This will help you to find one that will not only succeed in selling the home at a good price for you, but is someone you feel comfortable and happy working with.

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Understanding How to Go About Filing Chapter Seven Bankruptcy

By John Alice

We have all heard of chapter 7 bankruptcy, although many of us if asked probably could not give a precise answer to what exactly it entails. Every day people make mistakes when filing for bankruptcy that probably could have been avoided if they had better understood the different types of bankruptcy.

It is more than understandable that most of us will want to avoid getting into bankruptcy proceedings. Naturally the idea of being in a situation where your debts are worth more than what you earn is not very popular.

There are a number of different forms of bankruptcy such as chapter 11 bankruptcy and the more common chapter 7 bankruptcy. Since chapter 7 bankruptcy is more common for individuals, it is the one we will focus on here.

Defining chapter 7 bankruptcy for all

Chapter 7 bankruptcy as defined by US and its courts law refers to the action or liquidating not legally exempt from liquidation assets with the desired outcome of paying back creditors and debtors alike.

If you are a corporation, business and or partnership you will also be able to apply for this chapter like an individual. Chapter 7 bankruptcy is however different for individuals in that they have open to them a special extra clause in the bankruptcy filing framework.

The special clause for the public is called a discharge. What it basically means is that the public are able to free themselves totally from some of their debts.

The first things to do when filing chapter 7

Generally speaking to file a chapter 7 bankruptcy one mast supply the courts with copies of their tax returns, contracts of an executive nature, statements of financial affairs, all proof of liabilities and assets as well as documents to prove one's current income and necessary expenses.

For individuals there are additional items that must be provided to the court as well. These items include copies of credit counseling reports and repayment plan programs, employer payments and statements of income, interest payments on student loans, etc.

If you are in a situation where filing chapter 7 bankruptcy or any other bankruptcy type is a necessity, make sure you take a visit to the US courts website. Also make sure that if you do need to take action in the way of a bankruptcy proceeding you get a good professional lawyer to deal with your case.

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