Baby Phat Rush Card - Review
The Rush card also known as the baby phat rush card is a prepaid debit card. It was created by Russell Simmons a co founder of the hip-hop record label Def Jam.
This is how the rush card works; you deposit money into your card/account, then you use your card to make purchases, money is taken out of your account to pay for those purchases. This card does offer guaranteed approval.
There is no chex systems check or a credit check. The rush card comes as a black card and the baby phat rush card is a pink card.
This card does give you free direct deposit. To use this you will only have to fill out a form and turn it into your employers' payroll department.
Then you checks will be deposited into your rush card. You will still get a breakdown on your hours and how much the deposit was.
With this card you receive free online account access. You can also access your cash at over 800,000 ATM's.
You can make purchases using your rush card online and over the phone. You can also use your account and write physical paper checks.
To do this you simply go online and fill in the payees details. This includes address, name, and amount of payment.
Then press send a real physical check will be sent to the business or person. This can save you money by not having to buy money orders again.
Using this service and direct deposit you can save a lot of money because you will no longer have to pay for money orders or check cashing fees again.
However, we do not recommend the baby phat rush card. This is because they have many fees that other prepaid cards do not have.
For example the rush card charges you a convenience fee. A convenience fee is simply a fee for using your card.
You will be charged $1.00 with a maximum charge of $10.00 a month. However during a month you will be charged $1.00 for every transaction you make using your card.
Only at the end of a full calendar month will the extra convenience fees be refunded to you.
That can end up being a full 2 months before you are refunded. This is unbelievable especially because many of us use are card more than ten times in a month.
I don't know how they get away with charging these fees it seems unfathomable. In addition making their card holders wait so long before being reimbursed.
To enroll in bill pay the rush card will charge you $2.00 and then another $1.00 for every check you write from your account. There are other prepaid cards where this service is free.
The rush card says there are no hidden fees with their card. Yet you get charged every time you use your card. The rush card carries the most fees of any prepaid card we have reviewed.
In sum, look at some other prepaid cards. They have fewer fees and better benefits for being a card holder.
This is how the rush card works; you deposit money into your card/account, then you use your card to make purchases, money is taken out of your account to pay for those purchases. This card does offer guaranteed approval.
There is no chex systems check or a credit check. The rush card comes as a black card and the baby phat rush card is a pink card.
This card does give you free direct deposit. To use this you will only have to fill out a form and turn it into your employers' payroll department.
Then you checks will be deposited into your rush card. You will still get a breakdown on your hours and how much the deposit was.
With this card you receive free online account access. You can also access your cash at over 800,000 ATM's.
You can make purchases using your rush card online and over the phone. You can also use your account and write physical paper checks.
To do this you simply go online and fill in the payees details. This includes address, name, and amount of payment.
Then press send a real physical check will be sent to the business or person. This can save you money by not having to buy money orders again.
Using this service and direct deposit you can save a lot of money because you will no longer have to pay for money orders or check cashing fees again.
However, we do not recommend the baby phat rush card. This is because they have many fees that other prepaid cards do not have.
For example the rush card charges you a convenience fee. A convenience fee is simply a fee for using your card.
You will be charged $1.00 with a maximum charge of $10.00 a month. However during a month you will be charged $1.00 for every transaction you make using your card.
Only at the end of a full calendar month will the extra convenience fees be refunded to you.
That can end up being a full 2 months before you are refunded. This is unbelievable especially because many of us use are card more than ten times in a month.
I don't know how they get away with charging these fees it seems unfathomable. In addition making their card holders wait so long before being reimbursed.
To enroll in bill pay the rush card will charge you $2.00 and then another $1.00 for every check you write from your account. There are other prepaid cards where this service is free.
The rush card says there are no hidden fees with their card. Yet you get charged every time you use your card. The rush card carries the most fees of any prepaid card we have reviewed.
In sum, look at some other prepaid cards. They have fewer fees and better benefits for being a card holder.
About the Author:
Instead we suggest the account now visa they offer free activation, free direct deposit, free credit builder & free bill pay. However if you still want a rush card then visit baby phat rush card.
posted by Debt Consolidation Loan at
10:19 AM
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