Use These 5 Tips to Help Prevent Identity Theft
Today we should all be concerned about identity theft, so we all need to be taking the appropriate steps to secure our identities. You are the only one who is deeply concerned about the security of your identity, so make sure you are using common sense to ensure you don't fall victim to identity theft.
Below are five tips that you should consider following if you want to make sure that your identity is safe. After all, it is up to you to make sure that your information remains secure.
1. Mail security: The mail that you receive can be full of information that an identity theft needs to assume your identity. From credit card applications to bank statements, your mail is full of information that can be used to assume your identity. Try to limit the amount of mail with personal information you receive by getting banking statements online and opting out of credit card applications.
2. Using a debit card: Every time you use your debit card as a credit card, you are opening yourself up to have your account information stolen. Remember that purchases made with your debit card cause money to almost immediately come out of your bank account, so if your card number is stolen, your money could be gone in a flash. Use a regular credit card instead since the money isn't drawn straight from your bank account.
3. Check writing: Every time you write a check for a purchase, you are putting out your checking account number and routing number for anybody to see. This is sometimes all that a thief needs in order to steal from you. Stop writing checks - pay with a credit card or electronically.
4. Virtual credit card number: Many financial institutions are offering their clients a one-time use, virtual credit card number. Because these credit cards can only be used one-time, they are basically useless if they were to fall in the hands of a criminal.
5. Personal information kit: You need to keep track of all of your account numbers associated with all of your bank accounts. You also need to make copies of important documents including your social security card and passport. You will need this information should you ever become a victim of identity theft, so now is the time to organize your financial life.
The suggestions listed above are a great way to start making changes in your life to ensure that your identity is secure. Another step that you can take to make sure you never become a victim of identity theft is to make use of an identity theft security plan offered by a reputable company. Take the necessary steps to ensure your identity is safe.
Below are five tips that you should consider following if you want to make sure that your identity is safe. After all, it is up to you to make sure that your information remains secure.
1. Mail security: The mail that you receive can be full of information that an identity theft needs to assume your identity. From credit card applications to bank statements, your mail is full of information that can be used to assume your identity. Try to limit the amount of mail with personal information you receive by getting banking statements online and opting out of credit card applications.
2. Using a debit card: Every time you use your debit card as a credit card, you are opening yourself up to have your account information stolen. Remember that purchases made with your debit card cause money to almost immediately come out of your bank account, so if your card number is stolen, your money could be gone in a flash. Use a regular credit card instead since the money isn't drawn straight from your bank account.
3. Check writing: Every time you write a check for a purchase, you are putting out your checking account number and routing number for anybody to see. This is sometimes all that a thief needs in order to steal from you. Stop writing checks - pay with a credit card or electronically.
4. Virtual credit card number: Many financial institutions are offering their clients a one-time use, virtual credit card number. Because these credit cards can only be used one-time, they are basically useless if they were to fall in the hands of a criminal.
5. Personal information kit: You need to keep track of all of your account numbers associated with all of your bank accounts. You also need to make copies of important documents including your social security card and passport. You will need this information should you ever become a victim of identity theft, so now is the time to organize your financial life.
The suggestions listed above are a great way to start making changes in your life to ensure that your identity is secure. Another step that you can take to make sure you never become a victim of identity theft is to make use of an identity theft security plan offered by a reputable company. Take the necessary steps to ensure your identity is safe.
About the Author:
Harvey Warmuth feels strongly that all consumers should use some form of identity protection. Visit his website to see what your options are: LifeLock Review
posted by Debt Consolidation Loan at
10:50 AM
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