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Sunday, February 8, 2009

Insurance Companies; More Than Quotes

By Susan Tanner

Car insurance is not just an option; it is a requirement. Depending on what kind of car you drive, your age, and driving past, it can be hard to get a good insurance rate that is affordable. While most car insurances just calculate the risk of the driver which gives them the rate they pay; the rate is just as important to the company as their service is to the owner.

There is one aspect of all car insurance companies that is priceless; that is customer service. With a good customer service, the company can easily attract new customers and keep their old ones. Focusing on treating a customer great when submitting a claim is extremely important and is a stressed point in all insurers.

Progressive (the car insurance company) is one of the highest regarded insurers for customer service. No longer would you have to sit on the phone for hours as they have made it simple enough to be done in ten minutes. This ensures quick and quality repairs on your vehicle. Now days, they have made cheap insurance while maintaining a very high image for themselves.

A cheap car insurance quote can be attained from many other companies besides Progressive. Companies such as Allstate have been focusing on providing customers with a cheap car insurance quote in order to gain market share. They do not have the customer service and simple processes when submitting a car insurance claim compared to others, but they do provide many discounts and incentives to customer's that continue their insurance policies with them.

Customer reviews are a great way to learn about how an insurance company actually treats its customers. These will give you the best option for the lowest quote on the policy you would like to have. All in all these reviews definitely help in narrowing down the companies available in your area.

You want a company that will be as helpful as possible when submitting your car insurance claim. The less stress you have the better. If you have to submit a claim, you are already going through a stressful time, and why make it worse with a company that provides poor service?

Finding cheap car insurance with above average customer service is not a hard thing to do. This is something that has improved immensely from the past; as you do not have to be royalty or a high class citizen to get treated decent with your agent. This treatment is now available to everyone.

Over the years insurance companies have been pushing and struggling to lower their prices while maintaining a good image and good customer service. As the industry becomes more competitive with lower and lower prices, your odds of striking gold with a car insurance company improve even higher. More discounts, lower quotes, and better claims are just a start to the new car insurance world - have you looked into it yet?

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