Annual Credit Report
There are countless websites out there that offer free credit reports. Ever since they decided to allow every American to get one free copy of each of the three credit reports every year, these sites have been popping up all over. You've probably even seen lots of commercials advertising them. Why has it become so popular for companies to give away free stuff all of a sudden?
If you have signed up for any of these sites you probably found out that they aren't exactly free. Sometimes it's hidden well and other times it's easily found that they are going to charge you for something, if you're not careful.
Once you get your free copies of your credit reports, they will automatically sign you up for their credit monitoring service in a 7 day trial. You have 7 days to cancel it. If you don't, they will charge your card the fee for their service. This is why they will ask you for your credit card info when signing up.
The problem with this is that they don't advertise their credit monitoring service nearly as much as the free credit reports if at all. They take advantage of the free credit reports now available to get you to sign up for their service without even realizing it. If you sign up and don't notice it, you wouldn't know to call and cancel the service within 7 days.
Some may argue that you should read the terms of service carefully before signing up for anything, and I agree. I still think they could advertise their services primarily and offer the free credit reports along with it. Why do they need to trick people into it?
In fact, this could end up discouraging potential customers. Someone who might have signed up for the service through honest advertising may not sign up because they were frustrated with being automatically enrolled in something they were unaware about.
Ultimately, you need to understand that some companies will use unfair marketing tactics. Always read the terms of service before signing up for anything online. If something says it is free and then asks you for your credit card information, find out why.
While these services are free and you could just cancel the service and still get your free reports, there is a way to get the reports completely free from the start. Just click the link below for more information.
If you have signed up for any of these sites you probably found out that they aren't exactly free. Sometimes it's hidden well and other times it's easily found that they are going to charge you for something, if you're not careful.
Once you get your free copies of your credit reports, they will automatically sign you up for their credit monitoring service in a 7 day trial. You have 7 days to cancel it. If you don't, they will charge your card the fee for their service. This is why they will ask you for your credit card info when signing up.
The problem with this is that they don't advertise their credit monitoring service nearly as much as the free credit reports if at all. They take advantage of the free credit reports now available to get you to sign up for their service without even realizing it. If you sign up and don't notice it, you wouldn't know to call and cancel the service within 7 days.
Some may argue that you should read the terms of service carefully before signing up for anything, and I agree. I still think they could advertise their services primarily and offer the free credit reports along with it. Why do they need to trick people into it?
In fact, this could end up discouraging potential customers. Someone who might have signed up for the service through honest advertising may not sign up because they were frustrated with being automatically enrolled in something they were unaware about.
Ultimately, you need to understand that some companies will use unfair marketing tactics. Always read the terms of service before signing up for anything online. If something says it is free and then asks you for your credit card information, find out why.
While these services are free and you could just cancel the service and still get your free reports, there is a way to get the reports completely free from the start. Just click the link below for more information.
About the Author:
Samantha can help you get your free instant credit report online. Get yours and learn more about the possible effects of credit.
posted by Debt Consolidation Loan at
7:49 AM
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