Advantages of Credit Cards
What's more, there are far too many rogue traders eager to fleece you as you merrily click and buy and any number of phishers and ID thieves ready to whip credit card details from unsuspecting buyers.
In the UK there are comforting credit laws to protect consumers. For the most part credit card providers offer protection on goods bought in the 100 to 30,000 range.
This covers you in the event of something going wrong with the transaction and enables you to claim against the credit card provider or the trader.
These type of sites will provide you with all the latest and greatest business cards on the market. Most of these sites will also have newsletters you can sign up for. Like the major credit companies, the nice thing about these regular sites is that they will inform you of cards across the board from many different carriers.
The nice thing about these types of cards is that most of them do report to the credit card bureaus. You have to remember that if they don't report to the bureaus, you're not going to be able to build your credit up.
Double-billing cycles, or two-billing cycles, are another common way card issuers overcharge cardholders; this practice means that the interest is calculated on the balance over the two prior months, instead of your average daily balance over the previous one month.
In terms of time spent resolving problems as a result of theft, 32% of those in the more than six month group spent less than ten hours fixing problems. The number rises to 69% in the less than six month group.
The second finding concerns how theft occurred. 84% of those surveyed responded that they did not know the thief. In fact, only 5% of victims of misuse of existing credit card accounts knew who committed the crime.
Armed with a credit card and a mouse, online shopping is convenient and easy but it comes with some potential traps for the unwary - from rogue traders to inadequate cover from your credit card when things go wrong.
While it is certainly necessary to exercise care in online credit card use, the attention devoted to high-tech occurrences of identity theft may sometimes obscure the fact that most abuse is the result of good old-fashioned hands on larceny.
In the UK there are comforting credit laws to protect consumers. For the most part credit card providers offer protection on goods bought in the 100 to 30,000 range.
This covers you in the event of something going wrong with the transaction and enables you to claim against the credit card provider or the trader.
These type of sites will provide you with all the latest and greatest business cards on the market. Most of these sites will also have newsletters you can sign up for. Like the major credit companies, the nice thing about these regular sites is that they will inform you of cards across the board from many different carriers.
The nice thing about these types of cards is that most of them do report to the credit card bureaus. You have to remember that if they don't report to the bureaus, you're not going to be able to build your credit up.
Double-billing cycles, or two-billing cycles, are another common way card issuers overcharge cardholders; this practice means that the interest is calculated on the balance over the two prior months, instead of your average daily balance over the previous one month.
In terms of time spent resolving problems as a result of theft, 32% of those in the more than six month group spent less than ten hours fixing problems. The number rises to 69% in the less than six month group.
The second finding concerns how theft occurred. 84% of those surveyed responded that they did not know the thief. In fact, only 5% of victims of misuse of existing credit card accounts knew who committed the crime.
Armed with a credit card and a mouse, online shopping is convenient and easy but it comes with some potential traps for the unwary - from rogue traders to inadequate cover from your credit card when things go wrong.
While it is certainly necessary to exercise care in online credit card use, the attention devoted to high-tech occurrences of identity theft may sometimes obscure the fact that most abuse is the result of good old-fashioned hands on larceny.
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