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Tuesday, January 13, 2009

Wired Plastic Visa - Review

By Dan Moskel

This is a prepaid debit card. With the Wired Plastic Visa you deposit money on your card and then you use your card to make purchases or withdraw cash.

It is accepted over the phone and online. You card can be used anywhere you see the visa logo displayed.

You can sign up for free account alerts via text messaging and e-mail. This card can be used to book hotel reservations or rent a car.

The most unique benefit about this card is they offer a rewards program. You earn 1 point for every dollar spent.

These points can be redeemed at participating retailers which includes; Verizon Wireless, Cingular, T-Mobile and more. You can use your points to pay your phone bill; purchase music downloads or ring tones.

This card is issued by Bankfirst and it offers free direct deposit. There is a low $3.95 monthly fee compared to the competition which ranges from $9.95 to $19.95 a month.

Your card can also be used to write physical checks. These checks can be written to pay your bills such as; cable, utilities, and rent. This will eliminate paying for costly money orders. Your card can be loaded with money through a bank transfer, pay pal, and at over 100,000 retail locations.

They offer guaranteed approval for this card regardless of your credit history. This card also gives you a 30 day money back guarantee. If you are not satisfied for any reason you can receive a full refund.

This card is very similar to a check card and checking account. If you are in chexsystems then it can save you money on check cashing fees and buying expensive money orders.

You must be a US resident and able to identify yourself in accordance to the Patriot Act to qualify. In addition you also must be 18 years or older.

In sum we do suggest the Wired Plastic card. It works just like a bank account.

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